How To Make A Cool N10,000 With ALAT By Wema Bank

ALAT by Wema Bank is Nigeria’s first fully digital bank. As opposed to the regular banking system, everything is done from the comfort of your mobile phone through an app. We all know how stressful banking in Nigeria can be, from the long banking hall lines to the numerous charges and sometimes the long procedures involved in opening a new account.


ALAT is here and promises to be the change we’ve all been waiting for. Digital banking is the future and we are ready for it now! Digital banking has the capacity to understand and quickly build a very good user experience to improve efficiency and decrease costs.
What Is A Fully Digital Bank?

Digital banking could be easily confused with terms such as mobile banking or internet banking, don’t get me wrong, these are all aspect of digital banking, but they are not fully digital. Digital banking is simply moving online all the traditional banking activities and programs that were only available to customers when physically inside a bank branch. Such activities include:
Account holders documentation
Money Deposits, Withdrawals, and Transfers
Management of account
Applying for Financial Products
Loan Management
Bill Pay
Account Services
Wema Bank

Wema Bank is the oldest indigenous commercial bank in Nigeria and the brand behind ALAT; they’ve continuously been in the banking business for over 70 years.
ALAT By Wema Bank
ALAT is Nigeria’s first fully functional digital bank. With ALAT, you can do all your banking transactions without being physically present at a bank.

Creating An Account

Open an ALAT account from your phone with your BVN and phone number, no paperwork required. The account currently available on ALAT is the standard savings account, though they promise to have more account options in the future
To have your account fully activated, You will need to upload a photo of a valid means of identification (a government-approved ID card), a photo of a utility bill (not older than 3 months) and your passport photograph.

Getting Your ALAT Debit Card

Pick one of three bank card designs available and it will be delivered to you in about two business days, anywhere in Nigeria, at no cost. You can activate your debit card, lock it, unlock it and choose where it works all from your phone.

Funding Your Account

You can fund your Account via a Wema Bank Current or Savings Account (If you are an existing Wema Bank customer) or via other local or foreign card from any bank. You could also make a direct cash deposit via any Wema Bank branch.

How To Make A Cool N10,000 With ALAT By Wema Bank

Create Your Account
Download ALAT from Google Play or the Apple App Store  and use this referral code 82I32H, or use this link if you do not have an Android or iPhone http://alat.ng sign up with your BVN and phone number, then upload a couple of basic documents to activate your account.

Refer your friends

Open the ALAT app, sign in and click Refer a Friend on the menu to get your unique referral code. Share this code with your friends by chat, SMS, email or on social media.
Cash out
For every friend who joins ALAT with your referral code and funds their ALAT account with N500, ALAT will give you a token of N500 in return. When you refer up to ten friends who fund their ALAT accounts with N500 each and upload required documents, an extra N5,000 will be added to your account.
Advantages Of Having An ALAT Account
ALAT By Wema Bank will save you time with a simple account opening process.
It will help you put money away easily by automating your savings.
It will make sure your bills are paid on time with its scheduled payments feature.
They deliver a free debit card you can activate, lock and unlock from your phone to you anywhere in Nigeria.
You can also use your card abroad. All you have to do is click Card Control in the Cards menu, set the channels your card will work on and the country/countries where you will use it.
You can withdraw money from your ALAT account via an ATM